Important Disclaimers - The Retiring Farmer™

Important Disclaimers

This material is provided for general information and is subject to change without notice. Every effort has been made to compile this material from reliable sources however no warranty can be made as to its accuracy or completeness. Before acting on any of the above, please be sure to contact a professional for personalized advice based on your situation.

The Retiring Farmer™ is a registered trade-mark of Donavon Tofin. The trademark represents a wealth management process operated by professional advisors coordinating multiple independent professional disciplines for retiring farmers. All entities listed here work independently to serve the needs of agricultural clients.

The Retiring Farmer™ Wealth Management Process is a collaborative effort between TRF Group Chartered Accountants P.C. Inc, TRF Wealth Management Inc., Assante Private Client, a division of CI Private Counsel LP, and CI Investments Inc. to deliver comprehensive wealth management solutions to clients.

TRF Group Chartered Accountants P.C. Inc., and TRF Wealth Management Inc. conduct business activities outsides of Assante Financial Management Ltd. Although Assante is not responsible for any service or product provided through TRF Group Chartered Accountants P.C. Inc. and TRF Wealth Management Inc. Assante will monitor for conflicts of interest and investigate any client complaints related to services offered by TRF Group Chartered Accountants P.C. Inc. and TRF Wealth Management Inc.

Donavon Tofin is a Senior Financial Advisor of Assante Financial Management Ltd. (“Assante”) a registered mutual fund dealer.

Assante is an indirect, wholly-owned subsidiary of CI Financial Corp. (“CI”). The principal business of CI is the management, marketing, distribution and administration of mutual funds, segregated funds and other fee-earning investment products for Canadian investors through its wholly-owned subsidiary CI Investments Inc. If you invest in CI products, CI will, through its ownership of subsidiaries, earn ongoing asset management fees in accordance with applicable prospectus or other offering documents.

Assante Private Client is a division of CI Private Counsel LP, which is a wholly owned subsidiary of CI Financial Corp. Wealth planning services may be provided by the professionals of the Wealth Planning Group of Assante Private Client, a division of CI Private Counsel LP, or by other accredited advisors.

Specific investment recommendations are provided by Assante Financial Management Ltd. (“Assante”) a registered mutual fund dealer for evolution clients only.

Insurance products and Services are provided through Assante Estate and Insurance Services Inc.

Business Plans, and tax and accounting services are provided by TRF Group Chartered Accountants P.C. Inc.

Financial planning services are provided by TRF Wealth Management Inc.

 

Educational services are provided by The Canadian Farm Learning Centre

The Canadian Farm Learning Centre (CFLC) is an independent business concept and is considered an outside business activity to Assante Financial Management Ltd. CFLC is an online education tool built to inform farmers about the various management issues affecting Canadian farmers. Assante will not be liable for any inaccuracies in information or for the content of CFLC’s website nor does Assante endorse any product or service available through CFLC. Although Assante is not responsible for any productor service provided through CFLC, Assante monitors for conflict of interest and investigates any client complaints related to the services/products offered by the CFLC.

Links to other web sites are for convenience only, are independent from Assante and therefore Assante has no control over the content of a linked web site. Assante will not be liable for any inaccuracies in such information or for the content of any linked web sites that are not maintained by Assante nor does Assante endorse any product or service available through a linked web site. Assante makes no claims that third party web sites will be free of viruses, worms, trojan horses or other destructive components on or from such web sites. Linking to another web site is at your sole risk and Assante is not responsible or liable for any damages in connection with linking.